Normally our eyes compensate for lighting conditions with different color temperatures. A digital camera needs to find a reference point which represents white. It will then calculate all the other colors based on this white point. For instance, if a halogen light illuminates a white wall, the wall will have a yellow cast, while in fact it should be white. So if the camera knows the wall is supposed to be white, it will then compensate all the other colors in the scene accordingly. Most digital cameras feature automatic white balance whereby the camera looks at the overall color of the image and calculates the best-fit white balance. However these systems are often fooled especially if the scene is dominated by one color, say green, or if there is no natural white present in the scene. Most digital cameras also allow you to choose a white balance manually, typically sunlight, cloudy, fluorescent, incandescent etc. Prosumer and SLR digital cameras allow you to define your own white balance reference. Before making the actual shot, you can focus at an area in the scene which should be white or neutral gray, or at a white or gray target card. The camera will then use this reference when making the actual shot.Good photos result from the following elements: always having your camera with you; being in the frame of mind that you THINK about taking pictures when a good opportunity presents itself; experience in knowing what the camera can do and can’t do, such as how to adjust your camera to compensate for poor lighting conditions or anything else that doesn’t happen to be just right; have patience; taking lots and lots and lots of photos- the average professional photographer takes around 120 shots for every ONE that he/she actually uses and gets paid for; and finally, luck.To take a successful landscape picture, you want the whole thing to be in focus. You’ll want the focal length to be as short as possible, to create a greater depth of field. You can use the rule of thirds to create a balance between land and sky. Also, having a subject, such as an object in the foreground, might give a better sense of dimensionality. When photographing water, you will want to use a slow shutter speed, giving the impression of water flowing, and when photographing the sea, add a polarizing filter and give the water a transparency effect. A tripod is a good investment in photography, especially if you want to take panoramic pictures. You’ll have to set your tripod in a place where you can swivel the camera smoothly from left to right, and not up and down. You will have to figure out where you want your pictures to overlap, so that you don’t have huge gaps in your resulting picture. Once you figure that out, you can swivel your camera in one direction, clockwise or counterclockwise, to take the pictures you want. Once you’re done, all you have to do is put them together with a simple graphics program or photo-editing software.A few problems that everyone has with their printers can be quite frustrating, running out of ink or something annoying along those lines. Problem: Missing colors or incorrect colors are white and black images, which is often what a photographer does not want to see. I want my picture in color! Solution: Make sure that the settings for ink are correct. You want the ink settings in color format. Renew the inks if the ink is low. Use your cleaners to clean the heads. Check with your manual to learn more! Problem: Smearing and blurring print is one of the most frustrating appearances that come out of a printer. Solution: You want to make sure the type of media is correct. Next, you can verify that the paper is facing up and position correctly. Refer to your user’s manual for more details.While many consider themselves amateurs when it comes to taking artistic photographs, with a little study and an independent experimentation, most anyone with persistence could quickly become an expert in photographing works of art. What is the market for such a skill? With the Internet and e-mail the market for photographing works of art is growing by leaps and bounds. Those artists that have made it to the level of giving exhibits around the nation need excellent pictorial representations of their art work to market to various galleries. The greater exposure they enjoy the more art they will sell. One company sends sales people from one farm to another with an aerial photograph of their home in hand. There are few homeowners that will turn down a readily available heirloom photograph of their land unless they already have one. One other important market is to take photographs of buildings for insurance companies or architects who have just created an award-winning design of a life-time.Focus on the eyes: This is an absolute. As in most portraiture, the eyes are the key to understanding the child. They reveal character, and most often have a lot of expression in them. If you don’t focus on the eyes you will always feel as if there is something missing from the photograph. There are of course artistic exceptions to this rule. For instance, the hand of the child at a particular moment might hold tremendous amounts of character and expression. Shoot as if you were three feet tall: When shooting from the child’s point of view of the world, you get the world as viewed by children. Also the child will feel safer and equal in the session. Let the children invite you into their space. Just find your inner child. Come on it’s fun! Shoot in couples or groups: Some of the best baby pictures I have ever taken are of children interacting with each other. There is something special and honest about the way they treat their peers. Be aware that some of your more active children may want to interact more violently then others. Props (especially soft ones) can be a great aid in both getting their attention and aiding in constructive interaction.As news photographer becomes ever more popular it is important that you know the basics. Photographers in the field learn as much from their errors as their successes. It takes quite a bit of work but once you get it down pat then you can get professional shots. Here are a few expert tips on taking news photos: You need to zoom with your feet and not with your lenses. It is better to have a clear picture of what is happening by getting closer with the subject. Zooming the camera may create a blurred and low quality material. Do not use a camera light when it’s not necessarily needed. You may create a little angle on the light and not directly light the entire subject. You may flatten out all the images if you make the picture too bright for the background. Making great news photography needs a lot of skills and mastery in taking featured news shots. You should be creative and try different angles so that you will enjoy every situation you may encounter. Most importantly, it is through practice that you will make every shot a perfect catch.
There is really only one qualification for being classified as a gourmet cook. You have to know how to cook from scratch with or without a recipe. This is the basic standard of preparing gourmet dishes. Basic cooking is knowing how to open a can of beans and slice some bread to go with it. Gourmet cooking is knowing how to open a can of beans and layering it on sliced grilled franks and adding melted American cheese on top.The fact is when it comes to gourmet cooking there is a little more of the extraordinary over that of just slapping together a meal.Does one need to go to a chef’s culinary institute to become a gourmet cook?If you went to a chef’s culinary institute, you would graduate with a degree that would let you work in some of the finest restaurants in the world. If you learned the basics of cooking like how to fry an egg and not burn the bacon, you could work in some of the restaurants that offer breakfasts at reasonable prices.When is a basic restaurant cook also a gourmet cook?If a cook at a fast foods restaurant did not follow the plan in preparing his product, he would be fired. A short order cook is also trained in certain basic cooking techniques. Improvisation and a sense of refined judgment in presentation and taste are not required for basic cooking but are a must for a gourmet cook. Understanding this difference is the key to learning the art of a gourmet cook. It’s like piecing together a jigsaw puzzle where you always have the final big picture in mind.
Different cultures have varying perceptions about diseases. Most Western cultures would consider disease as a natural phenomenon that normally occurs when the body is exposed to extreme heat, wet and cold. However, some cultures perceive that diseases occur due to bad luck and that human beings have minimal control over their health.Traditional Chinese Medicine, also called oriental medicine, is an ancient method of healing that has been around for thousands of years but continues to be of use worldwide. In fact, more and more people are taking advantage of this traditional method of healing as it does bring satisfactory therapeutic benefits minus the side effects. For thousands of years, this medical system has been used to prevent, diagnose and treat diseases. It primarily aims to restore balance and harmony in the body to promote health and fitness.Chinese has a different and complex explanation on how diseases occur. According to Traditional Chinese Medicine, diseases occur as a result of disharmony which may be triggered by some external and internal factors. It happens when the organs responsible for digestion, regulating aging and breathing are not in tune with the outside forces.The allopathic anatomy system of a human body is actually comprised of 10 distinct systems that come with their own set of functions. Allopathic medicine is conventional healing practice that is designed to counteract the effects which diseases bring about. According to Wikipedia, this conventional medicine practice makes use of physical interventions or pharmacologically active agents to alleviate the symptoms or treat diseases.Traditional Chinese Medicine is less concerned with anatomical structures and systems. Instead, it focuses on identifying and examining different factors that play important roles in the process of breathing, aging and digestion. It is a holistic method of healing which is based on the concept of balance and harmony. It also helps in stimulating the body’s natural curative powers in order to treat and prevent diseases.The body is said to contain Qi or life energy which flows along the meridians of the body. When the flow of energy or qi is blocked or weakened, health diseases begin to transpire. Basically, the occurrence of health illnesses is mainly triggered by a blockage in the flow of life energy.Traditional Chinese Medicine aims to find treatment to the underlying causes of diseases. Practitioners will use distinct diagnostic methods to determine some patterns which cause disharmony. Once the underlying causes of harmony are identified, the practitioner will recommend the best methods which are capable of restoring balance in the body such as massage, herbs and acupuncture.In Traditional Chinese Medicine, the human body is viewed as an organic whole. According to this system, the organs of the body are divided into three subtypes, the yin (zang), the yang (fu) and the extraordinary fu organs. These organs are interconnected through the map of collaterals and meridians. According to ancient Chinese medicine, a human body is composed of the yin and yang energies, and five basic elements which include air, water, earth, metal and fire.In western medicine, the human body is seen as a separate entity which can be affected by seasonal and climate changes but the two are not seen as united just like how Chinese view it. Geography is also seen as a major factor that affects the health condition of a human body. A change in geography usually accompanies a change in climate which can create an impact to the body. Through time, the body will be able to adapt to these changes.Day and night also create impact to the body. Yang is said to increase externally in the morning and circulates at noon and daytime. When the night comes, the energy becomes internal thereby making people fall into sleep. With this scenario, we can conclude that the yang energy is the active and external while the yin is the nurturing and internal energy.Aside from the varying concept of diseases between western medicine and Traditional Chinese Medicine, treatment also varies. Normally, patients sharing the same diseases and symptoms are given the same treatments. In Traditional Chinese Medicine, therapists treat the patients, not the health illness. Practitioners believe that patients may have the same health condition and similar complaints but the underlying causes of the condition vary. Thus, each patient should receive different treatment therapy depending on his or her needs.
You know the old “Shell Game” . . .where they put the pea under one of three shells and you have to keep your eye on the right one.Let’s talk a little about Lender shell games we are seeing a lot more of in the current cool financing climate.These are tricks lenders are using very frequently in the last 6 months. Tricks that can radically lower the amount of money they’ll approve you for on your next commercial purchase.Tricks you need to see coming from a long way off and be prepared to defend against.The Loan To Value (LTV) Bait and SwitchRight now, the LTV Ratio may be the main number you use to estimate the amount of money you can get on a loan.You may say to yourself something like this, “I have a $2M purchase, and its a real bargain. The Lender says 80% LTV is no problem. I should be able to get a $1.6M loan.” Don’t count on it and here’s why . . .Once you are under contract and have presented your Lender Package to the Bank, the Loan to Value Ratio is absolutely and totally meaningless.The LTV gets trumped by another ratio that is much more important to the bank.That’s your Debt Coverage Ratio (DCR)Here’s the basic formula:Debt Coverage Ratio = Net Operating Income / Annual Loan PaymentDebt Coverage Ratio for most lenders needs to be 1.2 or higher. This means your Net Operating Income is equal to 120% of your loan payment.Here’s where they get you . . .1) The Lender will disagree on the amount of Income you can project . . . and cut it.2) They will disagree on the amount of Expenses that you will project . . . and raise them.These two changes will take a great big bite out of your Net Operating Income.And lenders have gotten MUCH more conservative with their numbers on both sides of the ledger in the current credit crunch. You will need to have evidence to defend both your income and expense projections against the lenders inevitable adjustments.By lowering the Net Operating Income, they may drop you below the Debt Coverage Ratio that’s required for that “80% LTV loan” you were counting on.They can then legitimately come back and lower the loan amount.Which means you have to come to the closing table with more money in hand . . . sometimes a LOT more.If you do not do something to change their thinking you only have one choice available . . . bring more money to the closing table.The Lenders’ thinking has nothing to do with LTV.The negotiations will always center on your Net Operating Income.So rather than quietly give in to their little shell game of moving targets, you have to be willing to vigorously defend your projections of Income and Expenses in order to get the loan that you want. Be ready to build your case like a lawyer.- You may need to link arms with your Loan Broker and go back to the Lender several different times with market data to support your Income figures.- You may have to have link arms with your Property Manager and supply information to support your Expense data.AND remember, all this negotiation will come down in the last 10 days of the purchase process.Be prepared to go down to the wire to get the numbers you need.POWER TIP:Make sure your current purchase contract has several built in extensions of the financing period that you don’t have to pay an arm and a leg for. Check your current contract for a minimum of 90 days finance period with the ability to extend to 120 days – you will need every one of them.So when you’re looking to buy your next property, start thinking like a banker.Don’t count on Loan to Value Ratios.Be ready to defend your estimates of Income and Expense so that your Net Operating Income will support a Debt Coverage Ratio that gives you the money you need.
Buying1. Before you buy a metal patio set, make sure you accurately measure your designated space. You’ll want about 90cm (3ft) of space around the table to accommodate chairs and people. This will allow people to walk around the table even when others are seated.2. Consider how you intend to use your metal garden furniture. How many people do you need it to seat? Do you do lots of entertaining? Square tables are more practical and will fit neatly into your space. Round require a lot more room and can look odd in an uneven shaped area. However, they are much better for entertaining, everyone can see each other.3. Think about your style. Do you prefer a more formal dining setting or an informal environment? Does your garden lend itself towards any particular theme, such as contemporary or rustic? If money were no object, what would be your ideal look? This will help you choose the most fitting metal garden furniture for your tastes and lifestyle.4. If you’re considering a glass top, tempered glass is safer. Fused glass is easier to maintain than transparent as the latter shows finger marks and needs more cleaning.5. Make sure your metal garden furniture is galvanised or zinc coated to protect against the elements, this will keep maintenance to a minimum later on.6. If you buy online, don’t be disappointed and choose a reputable, well established company, preferably a specialist. The quality of metal garden furniture can vary immensely. One of the main reasons for choosing metal is because of its durability. Lower quality furniture will rust and welded joints will corrode so don’t be swayed by a bargain.Accessorising7. Many people are reluctant when it comes to metal furniture as they see it as harsh, cold or even clinical. Cushions, outdoor rugs, drapes and other soft furnishings will help soften the look and feel of your metal garden furniture.8. When choosing cushions and other accessories to adorn your metal garden furniture, pick out one colour from your existing plants, flowers or foliage. When you buy accessories to match that colour, it will help the furniture blend in with the rest of the garden.9. Incorporate other metal or wrought iron accessories into your outdoor space such as lanterns, planters or wall art. Again, this will tie in the furniture with the entire garden.10. Accessorising will depend on the style of metal garden furniture you’ve chosen and any theme you wish to create. A contemporary garden is minimalistic so don’t overdo the accessories and let the furniture itself do the talking, select bold coloured cushion covers and perhaps choose a feature piece to add another point of interest.11. If elegance is what you’re aiming for then candelabras, ornate planters and even a metal mirror will look stunning. Use white or cream soft furnishings and twinkle lights to add a touch of romance.12. Wrought iron furniture in a rustic style garden offers endless possibilities for accessorising. Whether it’s Victorian, country cottage, Old-world Tuscan or even the ancient Orient, you’ll be able to find wrought iron pieces that complement your furniture and theme. Use wrought iron ornaments, wall planters, hanging baskets, lanterns and sconces to decorate your space.Maintenance13. Regular cleaning is simple, just wash wipe it with down with a soft damp cloth soapy water and dry thoroughly.14. Quality modern metal garden furniture is normally treated with advanced anti-rust technologies so it is rust-resistant. If you do experience a problem, rust can be rubbed away with a wire brush but be gentle. Always do a test piece first and check the manufacturer’s instructions beforehand.15. If your own old metal garden furniture that is painted, you may experience scratches or chips; simply sand the area down and touch up with metal paint.
Do you have bad credit and find that you need some extra money until your next payday? Then you might want look into applying for a no credit check cash loan or a lower interest payday loan online.You can obtain a cash advance online without having your credit checked. This means that even if your credit is not good it won’t disqualify you from getting your loan. The payday loan companies are not concerned with how you will use the money, so you can use it for anything that you want. Their biggest concern is that you will pay them back.The only things you need in order to qualify for these cash advances is a steady source of income and a checking account. If you are at least eighteen years old, if you satisfy these two requirements then you will be able to borrow up to $1,500. And many companies will deposit the money into your account the very same day that you apply.Who Uses Payday Loans?Payday loans are designed to help people with short term financial emergencies. Because the interest rates are usually so much higher than what banks and credit unions charge, pay day loans should never be considered as a regular lending source.People have gotten into some pretty serious financial trouble when they repeatedly obtained these types of loans. That’s why most people use them for a real emergency. And they don’t borrow more than they can pay back out of their next pay check.Low Interest Payday LoansInterest rates can vary by a lot from one company to the next. Because of that a lot of people compare interest rates and then choose the company that offers the lowest interest rates.Although it will take a little bit of time, do a search for “payday loans” or “cash advances” in your favorite search engine. When you go to the website look for the section that shows the APR or Annual Percentage Rate.The numbers may shock you! These rates reflect the percentage it will cost you to keep your loan for a year. However, these are the numbers you need to compare.Remember, thought, that these loans are designed to be paid back out of your next paycheck. Nonetheless, the rates could be anywhere from 10% to about 30% for that period of time. In other words, for every $100 you borrow you will need to repay between $110 and $130.So if you can invest a little time making these comparisons you will be able to save quite a bit of money when it comes time to pay back the loan.How to Apply for a Payday LoanIn order to get the payday loan all you need to do is go online and fill out a very short form. Most companies only ask for your name, address, banking information, and employment information.The approval process can take as little as an hour. Once you are approved your money will be electronically wired directly into your checking account. This usually takes from one hour to twenty-four hours.Many companies do not even ask you to fax over any information. However, even if that is required the funds you need can still be deposited into your account rather quickly.So, even if you have bad credit it should not stop you from applying for a cash advance online – if you really, really need it.The pay day loan companies will not check your credit. They will verify only the information you provide them. And the only reason they will get in touch with your employer is to verify that you work there.
A business organisation is as good as the way it manages its employees. An employer requires comprehensive policies and procedures to enable the employer to fulfill its obligations towards its employees. Poorly designed policies or poor implementation can lead to prolonged legal battles that can prove to be expensive for the employer. Hence, it is necessary for an employer to invest in professionals who can provide good advice on integrated and comprehensive employer policies and practices.Professional advice for employers related to managing employee related concerns, tribunal representation and indemnity services are essential to help companies effectively prevent and resolve their employee-related issues.Employee management advice for employers includes:o Legal advice for employers: All businesses are required to comply with employment laws and regulations governing terms of recruitment, working conditions, dismissal procedures and redundancy. It is estimated that 90% of cases that go to Employment Tribunals occur because employers did not have access to good legal advice. Also, professional advice for an employer may include legal representation at the Employment Tribunal, which greatly increases the chances of winning. Good employer advice may also include negotiating between different parties in a dispute, briefing relevant witnesses, and collating and inspecting documentation.o Advice regarding employee safety: Good employee management advice for employers includes ways to increase workplace safety. This is important to protect the organisation against the risk of work-related accidents, and thus, legal prosecution. In the long run, it is more economical to take steps to prevent potential accidents than deal with the damages once they do occur. Hence, every employer should strive to implement well-designed policies and safe working policies based on professional advice from experts.o Advice regarding employee health insurance: All business organisations need to ensure health insurance for their employees. Failure to implement suitable health insurance policies, systems and procedures can prove costly for a business organisation. Good professional advice for employers is essential to help them avoid legal complications arising from the poor implementation of health insurance schemes.
People do yoga for many reasons. It is a practice that is for people of all temperaments and constitutions. There is a yoga practice for everyone, from the paraplegic to the tri-athlete. No matter what ails you or how active you are, you can do yoga. Most yoga taught today comes from the physical fitness angle. This is not bad. It is important to have a physically demanding practice of some sort to keep the body in shape. If you are using yoga as such a practice, great, but don’t sell yourself short and neglect the other, more subtle beneficial aspects of yoga. Most of us are aware that yoga is great for the body, but only a few of us know of the other benefits that yoga provides. Yoga is primarily a comprehensive method to focus the mind. A focused mind can be directed without being distracted. The ability to stay focused is tremendously useful. It is a rare ability to have in this world. With threat of distraction being constant, having focus is of paramount importance if you expect to succeed in your endeavors. To experience deeply the benefits of yoga try these five steps:1. Shut out all distraction and feel the body fully: feel the muscles stretching, feel the breath flowing and feel the environment around you. Immerse yourself into the practice. Let go of everything but what you are doing in the moment. Just be totally focused on your practice, be totally focused on your body and breath.2. Breath. Let your breath guide your practice. Don’t force the breath. Don’t be mechanical with your breathing. Let the breath flow gently and smoothly. Even if you are in a vigorous practice you can let the breath guide you. The breath will be fast but it can be smooth and not forced. Letting the breath guide the practice lets you relax into the poses and lets the body really get into the feeling of the pose.3. Do yoga in a pleasant surrounding. Do yoga where it is nice, do yoga in the sun, do yoga outside where you can hear nature. Doing yoga in this kind of environment adds another dimension to yoga; it adds to the feeling of connectedness. This is something that many people are missing. They feel isolated and fragmented from their current experience. It seems like things are chaotic, like there is no order, no fusion of outer and inner. This happens when we are so caught up in the minds drama that we forget to take a breath, take a moment and just sit and enjoy life. Yoga can bring this fusion of outer and inner worlds. In fact that’s what yoga means. Union. Union of opposites. Union of you and the world. Oneness.4. Stirum Sukham Asanam. Yoga Sutra 2.46. The yoga sutras are a series of stanzas on yoga practice. The sutras cover the core of Yogic philosophy. Yoga in the traditional sense means Union. Union of subject and object. Union of self with Self. Even if you haven’t read the Yoga Sutras (if you are interested in the philosophy of yoga check them out) this one stanza applies to any practice. Stirum sukham asanam roughly translates to steadiness and ease in asana and in the mind field. An overly demanding yoga practice will cause the body to be unsteady. If not during the practice, then later on during your day to day activities. You don’t want a rigid and overbearing yoga practice. All these things increase the chance of injuries. A practice where the body and mind are steady and at easy is best.5. Listen to yourself. This part of the previous step but deserves its own section because it is so important. Listen to your body. Respect what it is telling you. Don’t force your body to do something it isn’t ready to do or push it beyond its limits. That is when injury and dis-ease come in. Listen to you body. Listen to your mind. Listen to your self. This applies off the mat also. As you start listening more on the mat you are going to naturally be more in tune with what your true desires and needs are off the mat. Listen and execute those deeper thoughts and desires and your life situation will improve. Incorporate these simple steps into your practice and you will see results. The main thing is to go at your own pace and to listen to your self. Sitting in meditation after or before yoga helps focus the mind even more. Yoga is about training the mind so you can gain a larger perspective from which to interact with the world from. Do yoga. Be yoga. Live the yogic lifestyle.
Who doesn’t want an excellent commercial design? Excellent commercial design is important to maintain the reputation and brand image of the company. As it is said, the first impression is the last impression, a good impression always attracts potential customers. It’s obvious no one would ever love to walk in a congested environment with bad lighting.
Bad design and interiors deteriorate the productivity of the employees. It can be a confusing task when planning a commercial designing project for the first time, hiring expert Commercial Architects Melbourne can be the best option to know about the latest trends and perfect matching designs.
This blog is about some basic rules to consider for making the commercial project successful.
Keep structures versatile
When it comes to transforming any commercial space, focusing on convertibility and keeping office interior decor versatile can be the best option. It can be done by implementing a versatile structure to spaces such as cafeterias, offices, and many more. Everyone gives preference to comfort hence, focusing on spatial and versatile design will help to complete commercial designing projects in an optimal way.
Consider the latest technology implementations
Technology plays a supportive role to enhance the commercial designing project. Moving forward with the latest technology is important to execute any business smoothly because technologies make the work much easier and comfortable for the employee as well as organizations. Implementing centralized and decentralized digital control is much needed in any commercial design.
Keep office aesthetics updated
Good aesthetics and interiors impact the overall representation of the office and make the place functional and attractive. Hire a reputed designer for modern décor and furniture ideas. Hiring a designer reduces half of the project stress and helps to meet the contemporary fashion and latest trends. They can help to choose the perfect theme that blends well with the office decor, atmosphere, and colour.
Provide personalized space to prevent congestion
Majority of customer prefers personalized space such as different seating to seat comfortably and do the personal work. Personalized space is one of the crucial factors for customer-based service offices such as hotels and cafeterias to provide an ambient and comfortable place.
Always keep safety first
Safety is the central feature of every construction and designing project. Hence, it’s the high-priority factor to keep the aesthetic and functional safety at the working place. It can be compromised for interior decoration and design purposes but it’s not at all affordable to compromise for safety purposes.
Following the above useful ideas can easily help in the successful completion of a commercial designing project in a safe and pleasing way. In today’s, modern construction, reliability, and comfort is also an equally important factor.
It’s important to hire the experienced Building designer Melbourne to make the commercial designing project worthy. Hope the above rules helped you to scale up your interior designing projects with a better outcome. Follow the above tips for any renovation or remodelling project and surely you will get award-winning and achieve a better office experience.